Bonds Stood Out Again in 2025, But Will the Trend Hold in 2026?
South African fixed-income investors have enjoyed another exceptional year, with the local bond market extending the strong performance seen in 2024. For years, domestic bond returns came largely from income, but since last year, investors have also benefited from significant capital gains. Long-dated nominal bonds have led 2025’s rally, with 30-year yields over 1.8% lower […]
Knowledge Is Power – If You Can Find It
The real threat to your business is old habits. In July 2025, a mid-sized South African business lost one of its most experienced employees. The impact was catastrophic. This was not because of his seniority, but because he was the only one who knew how everything worked. Systems, processes, and compliance routines were all inside […]
Trusts and Family Wealth
Passing wealth from one generation to the next is no longer a simple administrative exercise. Families today live longer, own more complex assets, and face evolving tax and legal environments. Against this backdrop, estate planning has shifted from short-term succession planning to long-term stewardship. One structure continues to feature prominently in this conversation: the living […]
Township Property: An Untapped Market?
Much has been written about the residential property markets in South Africa’s iconic cities: Johannesburg, Cape Town, and Durban. But what of the largest townships in or adjacent to each of these cities: Soweto, Umlazi, and Khayelitsha? While the glossy brochures and media headlines often focus on city skylines and prime real estate, there’s a […]
How to Clear Your Name After a Default Judgment Against You: Rescission of Judgments
Most people only become aware that a default judgment has been granted against them when the sheriff arrives with a warrant of execution or when their credit applications are unexpectedly declined. A default judgment is usually issued when a defendant fails to enter an appearance to defend or does not attend trial, and in the […]
When Grief Meets Red Tape: Understanding Today’s Estate Challenges
Losing a loved one is already one of life’s most difficult experiences. Add to that the burden of South Africa’s complex estate administration process, and families often find themselves overwhelmed at the worst possible time. In 2026, the challenges facing estate administrators have reached unprecedented levels, but understanding these obstacles and seeking professional help can […]
Buy or Rent in South Africa 2026: Make the Right Choice for Your Future
One of the most important financial decisions in life is whether you should buy or rent property. With interest rates finally easing and the property market showing signs of recovery, the timing has never been more critical. Let’s break down everything you need to know to make the best choice for your situation. The Case […]
Mediation Before Litigation: Balancing Efficiency and Constitutional Rights
South Africa’s civil justice system faces significant challenges, including escalating litigation costs, prolonged delays, and an overwhelming backlog of cases, with some civil trial dates not projected until 2031. Against this background, the South African Law Reform Commission (SALRC) has been developing a Draft Mediation Bill since 2019 to integrate alternative dispute resolution (ADR), particularly […]
SARS’ ‘Toll Fee’ on the Road to Home Ownership
Of all the costs involved in purchasing a home, transfer duty is one of the largest. Buying a property in South Africa involves more than just the purchase price. One of the additional costs that many buyers need to budget for is transfer duty, a tax levied by SARS. Understanding how this tax works is […]
The Rental Housing Tribunal: The Unsung Hero of South Africa’s Rental Market
Renting or leasing a home should be simple, but when it turns into a headache, the Rental Housing Tribunal (RHT) steps in to help. Established under the Rental Housing Act No. 50 of 1999, the tribunal provides a free, fair, and accessible way for landlords and tenants to resolve disputes, without the stress or cost […]